Wish I'd of read the reviews, absolutely the worst company I've insured with in a decade. The words deceptive vultures is the best way to describe them. I made the mistake of letting my policy run on and it will truly be one of life's regrets. At a time when everyone is struggling to cope you can rest assured they will mug you and kick you further into debt, wish I'd of had a company who cared to help it's customer through a pandemic but souls are not given to everyone I guess. Advice for any one else they rob and lie to, call the ombudsman and fos and in return they will try cancel your policy and blame you for them not taking payments. It's been a horrific experience I would not wish on anyone. Be very careful or very desperate if you insure with them and good luck you will 100% need it. Ps .. don't the positive reviews seem a little staff written generic?