If you are with CBT do not use this insurance. They show cheap quotes then after few days they will send another mail and end up paying you more. When you phone the price keep on increasing. I also changed the bike at the middle, one staff told me that I need to pay more, I was happy. But after few days same insurance was increased. So if you are beginner and have CBT I would suggest not to use this insurance company. I regret a lot. I end up paying nearly £278 for only third party insurance without any other facility. So don't get fool when you get cheap insurance quotes. I am 32 years and I have 3 years no claim bonus in my car licence. Never ever MCN again.