STAY AWAY!!! Scammers acting under the umbrella of legal charges applied to you illegally. First and foremost they only deal with you over the phone, making you loose your patience through endless calls, clouding your judgement by inflicting insecurities and asking far too much personal information which is of no concern to them as an insurance broker. Inflicting charges over changes which they themselves push you to make under the false pretext that it is in your interest, even though you have not asked for these changes. Praying over the good will of people who only want to cover their belongings with legal insurance. Do not deal with them over the phone as you WILL be scammed into paying unfounded so called ‘legal charges’ which they very briefly and questionably so highlight in their inhumane T&C. STAY AWAY!!! There are so many other serious and fully legal companies to purchase these policies from. DO NOT RISK YOUR HARD EARNED MONEY!!!