The only reason I am no longer insured with them is that they refused to cover my 3 litre mercedes convertible, as they said it was too powerful for me. Probably they would be surprised that I have had a few cars by far more powerful than the good old merc, including a Range Rover supercharged and a 6.3 litre AMG S-class merc and, so far, I have not even scratched either. Neither have I flattened a granny on the zebra crossing or whooshed hastily with intent to kill your average lollipop lady with a bunch of hopes for better tomorrow crossing the street. The only tickets I am getting occasionally are the parking tickets (two in two years). But... While insured with them, it was sheer pleasure. They were always there to help resolve any queries and I was really saddened to have had to leave them. I suspect that the monopolist bastards from Close Brothers were behind their decision to refuse the insurance, even though I chose to pay in full, bless them.